General Liability Insurance in DFW & San Antonio

General liability insurance covers the corporation against lawsuits for collateral harm, advertising injury, personal injury, and bodily injury. Such allegations could jeopardize the company's credibility and prestige. For business owners in Austin, Dallas, Plano, San Antonio, Southlake, and other cities we serve in Texas, it is essential to create a general liability business policy to protect your investment.

Benefits of General Liability Insurance

Regardless of where your business is located, general liability insurance (also called business liability insurance) protects you from financial loss resulting from claims of injury or damage caused to others by you or your employees. A policy typically covers:

• Physical Injury: Injury to an individual other than your employee that occurs at your place of operation, as well as injuries suffered by you or an employee at a client's home or workplace.

• Property Damage: Damages done to someone else's property by you or an employee.

• Personal Injury: Damages from libel, slander, copyright infringement, invasion of property or privacy, wrongful eviction, false arrest, and similar acts that cause damage to a person’s reputation or rights.

• Advertising Injury: Losses caused by your false or misleading advertising.

• Legal Defense & Judgments: Costs to defend against real and frivolous suits and judgments up to the limit of your coverage. This generally does not include punitive damages for negligence or willful misconduct.

Cost of General Liability Insurance

Many factors influence the cost of general liability insurance. For example:

• Your type of business

• Your business location

• The amount of risk your company faces

• The number of employees

Credit: Tower Street Insurance