Is There a Difference Between a Flood and Water Damage?

Water Damage Exposing your home to excess water can be damaging in more ways than one, leading to a host of problems such as mold growth, wall deterioration, ceiling leaks, and poor structural integrity. Homeowners can file a claim for restoring water damages, but keep in mind that the insurance company may have a different definition of what it entails. Seeing as the compensation strives to replace everything the water touches, the root cause of the damage will completely alter the insurance coverage. After all, not all water damages are the same, so understanding how it’s different from similar issues like flood damage can help shed light on the best solutions for it moving forward.

What is the Difference Between Water and Flood Damage? Many people think that water and flood damage are interchangeable, but when it comes to filing a claim to your insurance company, there are distinctions that will alter the policy in many ways. What Causes Flood Damage? When understanding flood damage, the National Flood Insurance Program would associate it as an overflow of inland or tidal waters that take up two or more acres of dry properties. It will be considered as flood damage if there is a sudden increase in water level in your area, such as flash floods coming from any source. Other devastating effects such as mudflow will also fall under flood damage, along with the occurrence of a collapsed land due to strong currents. Any flooding event that happened due to natural disasters like heavy rainfall, storms, or hurricanes will also call for flood damage insurance, which should financially cover any physical losses. What Causes Water Damage? A home can experience flooding, but it doesn’t immediately call for flood damage insurance since the cause may be due to a burst pipe, faulty roof, broken refrigerator, poor drainage from the HVAC system, or any other plumbing issues. It can be just as devastating as experiencing a flood due to inclement weather, especially since it’s defined as water that occurs long before it reaches the ground. Some scenarios that lead to water damage include rainstorm water leaking through the roof, along with burst pipes, and bathroom overflows. All this would fall under the homeowners’ insurance, though it’s best to check with your insurer to brush up on what your policy will cover.

The Bottom Line: Choosing the Right Restoration Services Depending on the Type of Water Damage Different forms of water damage will need the right insurance and restoration services, so the guide below should help you determine what you’re dealing with so you have a clear definition of the next best course of action to take in the future. How can we Help Restore your Home? Now it is time for some huge shout for our partner companies. Here are some highly trusted companies who are very popular for their Damage Restoration service in their local area. So if you are in their service area then you can get their services.

1. All American Cleaning & Restoration - Flooded Basement Cleanup and Flood Damage Restoration

2. Best Cleaning and Disaster Restoration Services - Basement Flooding Cleanup in Durango, Farmington, Cortez, and Pagosa Springs

3. Builder Services Inc of NC - Water Damage Restoration in Raleigh & Durham

4. Chenal Restoration - Water Damage Restoration in Little Rock, Hot Springs, Conway & Benton, AR

5. Concraft - Flood Damage Restoration in Detroit & Livonia, MI

6. Cyclone Kleen Up - Flood Damage Restoration in Colorado Springs, CO

7. Dalworth Restoration- Storm & Flood Damage Services in Dallas & Fort Worth

8. American Restoration Disaster Specialist - Basement & Crawl Space Flooding in Shelby, Lincolnton, Gastonia & Surrounding Areas

9. Northeast Power Dry - Basement Flooding Cleanup in Bridgewater, Bound Brook, Edison

10. Teasdale Fenton Restoration - Water Damage Restoration Services in Cincinnati, Ohio

11. New England Restoration - Basement Flooding Cleanup in Newtown, Southbury, Brookfield & Danbury CT

12. Consolidated Environmental - Water & Fire Restoration in New Jersey

13. Penco Restoration - Water Damage Restoration Services in Newnan, GA

14. 757 Board Up - 24/7 Emergency Board Up Service in Virginia Beach & Chesapeake, VA

15. Emergency Restoration Services - Flooded Basement Restoration in Virginia Beach, VA

16. Perfection Property Restoration - Basement and Structural Flooding Restoration

17. Innovative Restorations - Water Damage Restoration in Knoxville, Cookeville, & Farragut

18. Lyon Restoration - Water Damage Cleanup in San Francisco & Surrounding Areas

19. NJ Water and Mold - Flooded Basement Services in Ridgewood & Northern New Jersey

20. Romexterra Construction Inc. - Water Damage Restoration & Cleanup in Chicagoland

21. Ranger Recovery and Restoration - Water Damage Restoration, Repair, and Cleanup in Youngstown & Boardman, OH
    

22. Maher Water Damage Cleanup & Mold Removal - Water Damage Restoration in Detroit